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Checking Accounts

Interest Checking Tiered

Account Type Interest Rate** Annual Percentage Yield**
$0.00 - $4,999.99 .995% 1.00%
$5,000.00 - $9,999.99 1.09% 1.10%
$10,000.00 and over 1.24% 1.25%

Premier Checking Tiered

Account Type Interest Rate** Annual Percentage Yield**
$0.00 - $4,999.99 .995% 1.00%
$5,000.00 - $9,999.99 1.19% 1.20%
$10,000.00 - $24,999.99 1.24% 1.25%
$25,000.00 - $99,999.99 1.49% 1.50%
$100,000.00 and over 1.73% 1.75%

Current Rates For 7/29/2010 to 8/4/2010
Current Rates May Change Without Notice

**
YOUR INTEREST RATE AND ANNUAL PERCENTAGE YIELD MAY CHANGE WITHOUT NOTICE.
Note¹
ON ALL OTHER VARIABLE RATE INTEREST BEARING ACCOUNTS, NO MINIMUM BALANCE IS REQUIRED TO OPEN AN ACCOUNT AND NO MINIMUM BALANCE IS REQUIRED TO EARN INTEREST.
Note²
FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT.