Certificates of Deposit

Account Type Interest Rate Annual Percentage Yield
6 Month 1.39% 1.40%
1 Year 1.79% 1.80%
2 Year 1.99% 2.00%
3 Year 2.18% 2.20%
4 Year 2.72% 2.75%
5 Year 2.97% 3.00%

Current Rates For 7/29/2010 to 8/4/2010
Current Rates May Change Without Notice

Note¹
NO MINIMUM BALANCE IS REQUIRED ON CERTIFICATES OF DEPOSITS.
Note²
A PENALTY MAY BE IMPOSED FOR WITHDRAWALS BEFORE MATURITY. ON A 6 MONTH CERTIFICATE OF DEPOSIT THE FEE WE MAY IMPOSE WILL EQUAL THREE MONTHS' INTEREST ON THE AMOUNT WITHDRAWN SUBJECT TO PENALTY. ON CERTIFICATES OF DEPOSITS 1 YEAR OR MORE THE FEE WE MAY IMPOSE WILL EQUAL SIX MONTHS' INTEREST ON THE AMOUNT WITHDRAWN SUBJECT TO PENALTY.