Personal Banking
Savings Account Plans
We have the savings plan that's right for you!
Passbook
| Minimum Balance Requirements to Avoid Service Charges | Service Charges | Transaction Fee |
Pays Interest |
|---|---|---|---|
| $25.00 Minimum Daily Balance* |
No quarterly service charge with required balances or $2.00 per Quarterly Statement Cycle | $1.00 for each debit in excess of six (6) during a calendar quarter** | Quarterly |
Outstanding Features
- No quarterly service charge when you maintain required balances.
- Pays interest on the daily balance††, compounded daily, credited quarterly.
- ATM Use available when linked to a personal checking account***
- Quarterly statements provided
- Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per month. †††
Little Eagles Club
676| Minimum Balance Requirements to Avoid Service Charges | Service Charges | Transaction Fee |
Pays Interest |
|---|---|---|---|
| $25.00 Minimum Daily Balance* |
No quarterly service charge with required balances or $2.00 per Quarterly Statement Cycle | $1.00 for each debit in excess of six (6) during a calendar quarter** | Quarterly |
Outstanding Features
- No quarterly service charge when you maintain required balances.
- Pays interest on the daily balance††, compounded daily, credited quarterly.
- Quarterly statements provided
- Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six (6) per month. †††
- Savings designed for our younger investors, ages 0 to 13 years old.
- Gift for opening account
- Birthday card & gift every birthday
- Fun activities throughout the year at our locations.
Money Market
| Minimum Balance Requirements to Avoid Service Charges | Service Charges | Transaction Fee |
Pays Interest |
|---|---|---|---|
| $2,500.00 Minimum Daily Balance* |
No Monthly Service Charge With Required Balances or $5.00 per monthly statement cycle | None | Monthly |
Outstanding Features
- No Monthly Service Charge When You Maintain Required Balances
- Pays interest on the daily balance††, compounded daily, credited monthly. See our current rate page for tiers and rates.
- ATM Use***
- Transfers from a money market savings account to another account or to third parties by preauthorized, automatic, or telephone transfer or by check or similar order to third parties are limited to six per month. †††
CDs
Current interest rates are posted weekly online.
A CD will give you a guaranteed fixed rate for a set length of time. You may choose a maturity from 6 months to 5 years on the quoted rates of interest. Interest may be paid to you via check, transfer to another account or automatically credited to the CD account. Interest is compounded quarterly. Certificates of Deposit are subject to a federally-required interest penalty for early withdrawal. Contact a bank representative for additional disclosure.
IRAs
IRA / ROTH IRA / SEP-IRA / Educational and Health Savings Accounts
IRA, Educational, and Health Savings Accounts are available from two types of accounts. The first is a special account with excellent market rates and no maturity dates to monitor. It has a variable rate and annual percentage yield that is subject to change at the discretion of the bank. It pays interest on the daily balance††, compounded daily and credited quarterly. Or you may select a CD that will give you a guaranteed fixed rate for a set length of time. Interest is compounded quarterly.
- *
- Or, there will be no monthly service charge if you maintain a minimum daily balance of $5,000.00, calculated by combining the full amount of principal in each of your Savings, Time Certificates, Money Market, and other Checking Accounts each day.
- **
- A debit is any transaction that removes funds from your account, such as transfers between accounts, withdrawals (including ATM), automatic payment, etc.
- ***
- A foreign (non-EVB ATMs) ATM service charge of $1.00 will be charged for each foreign transaction in excess of 4 per statement cycle.
- ††
- The daily balance is the full amount of the principal in the account each day of the statement cycle.
- †††
- Withdrawals or transfers made in person, by messenger, by mail, or through an ATM and transfers that are made to pay loans and associated expenses at the same institution are not included in the limit of 6 debits.
We reserve the right at any time to require not less than 7 day's notice in writing before each withdrawal from any interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Fees could reduce the earnings of the account.