Personal Banking
Personal Checking Plans
We have the checking plan that's right for you!
Eagle
| Minimum Balance Requirements to Avoid Service Charges |
Service Charges | Pays Interest |
|---|---|---|
| No Minimum Balance | None | No |
No Minimum Balance
Unlimited:
- Check Writing
- ATM Use***
- Debit Card Use (with approved credit)
Free:
- Monthly Statement - Imaged checks are not returned
- Online Banking
- Internet Bill Pay
- Safe Deposit Box for the 1st year with a new checking account
- Mobile Banking
- EZ Tele Banc
Freedom
| Minimum Balance Requirements to Avoid Service Charges |
Service Charges | Pays Interest |
|---|---|---|
| No Minimum Balance | $6.00 per monthly statement cycle | No |
No Minimum Balance
Unlimited:
- Check Writing
- ATM Use***
- Debit Card Use (with approved credit)
Free:
- Freedom Design Checks
- Personal Money Orders (limited to 5 per day)
- Online Banking
- Internet Bill Pay
- Safe Deposit Box for the 1st year with a new checking account
- Mobile Banking
- EZ Tele Banc
Premier
688| Minimum Balance Requirements to Avoid Service Charges |
Service Charges | Pays Interest |
|---|---|---|
| $100.00 - Minimum Daily Balance* or $500.00 - Average Daily Balance † |
No Monthly Service Charge With Required Balances or $6.00 per monthly statement cycle |
Monthly |
No Monthly Service Charge When You Maintain Required Balances
Unlimited:
- Check Writing
- ATM Use***
- Debit Card Use (with approved credit)
Free:
- Premier Design Checks
- Personal Money Orders
- Online Banking
- Internet Bill Pay
- Safe Deposit Box for the 1st year with a new checking account
- Mobile Banking
- EZ Tele Banc
Pays interest from a tiered schedule based on the daily balance††, compounded daily, and credited monthly.
Standard
| Minimum Balance Requirements to Avoid Service Charges |
Service Charges | Pays Interest |
|---|---|---|
| $100.00 - Minimum Daily Balance* or $300.00 - Average Daily Balance † |
No Monthly Service Charge With Required Balances or $6.00 per monthly statement cycle |
No |
No Monthly Service Charge When You Maintain Required Balances
Unlimited:
- Check Writing With Required Balance
- ATM Use***
- Debit Card Use (with approved credit)
Free:
- Online Banking
- Internet Bill Pay
- Safe Deposit Box for the 1st year with a new checking account
- Mobile Banking
- EZ Tele Banc
Interest
| Minimum Balance Requirements to Avoid Service Charges |
Service Charges | Pays Interest |
|---|---|---|
| $500.00 - Minimum Daily Balance* or $800.00 - Average Daily Balance † |
No Monthly Service Charge With Required Balances or $6.00 per monthly statement cycle |
Monthly |
No Monthly Service Charge When You Maintain Required Balances
Unlimited:
- Check Writing With Required Balance
- ATM Use***
- Debit Card Use (with approved credit)
Free:
- Online Banking
- Internet Bill Pay
- Safe Deposit Box for the 1st year with a new checking account
- Mobile Banking
- EZ Tele Banc
Pays interest from a tiered schedule based on the daily balance††, compounded daily, and credited monthly.
Limited
| Minimum Balance Requirements to Avoid Service Charges |
Service Charges | Pays Interest |
|---|---|---|
| No Minimum Balance | $.40 per debit that exceed 10 debits paid during a statement cycle** | No |
Economical account for those with limited activity. No Minimum Balance.
Unlimited:
- ATM Use***
- Debit Card Use (with approved credit)
Free:
- Online Banking
- Internet Bill Pay
- Safe Deposit Box for the 1st year with a new checking account
- Mobile Banking
- EZ Tele Banc
- *
- Or, there will be no monthly service charge if you maintain a minimum daily balance of $5,000.00 calculated by combining the full amount of principal in each of your Savings, Time Certificates, Money Market and other Checking Accounts each day.
- **
- A debit is any transaction that removes funds from your account, such as checks paid, transfers between accounts, withdrawals (including ATM), automatic payments, etc.
- ***
- A foreign (non-EVB ATMs) ATM service charge of $1.00 will be charged for each foreign transaction in excess of 4 per statement cycle.
- †
- The average daily balance is determined by adding the full amount of principal in the account for each day of the period and dividing that figure by the number of days in the period.
- ††
- The daily balance is the full amount of the principal in the account each day of the statement cycle.
We reserve the right at any time to require not less than 7 day's notice in writing before each withdrawal from any interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Fees could reduce the earnings of the account.