Elkhorn Valley Bank

Main Branch

800 West Benjamin Avenue
P.O. Box 1007
Norfolk, NE 68701
(402) 371-0722 - Phone
(402) 371-2847 - Fax

Monday - Friday: 8:00 AM to 5:00 PM
Saturday: 8:00 AM to 12:00 PM

Drive Thru:
Monday - Friday: 7:30 AM to 6:00 PM
Saturday: 7:30 AM to 12:00 PM

About Us

Elkhorn Valley Bank & Trust is a full-service bank with eight locations in Norfolk, Wayne, Hoskins and Pierce. Each branch is staffed with experienced and knowledgeable personnel. We offer a wide array of financial products and services including multiple types of deposit accounts and a variety of loan products including mortgage services. We also offer reputable trust services at our Norfolk South Branch location, as well as investment services in both Norfolk & Wayne through Elkhorn Valley Investments in addition to insurance services through the Elkhorn Agency with offices in Norfolk, Hoskins & Wayne. With assets exceeding $750 million, Elkhorn Valley Bank & Trust continues to be the leader in servicing all the financial needs of Northeast Nebraska. Best of all, Elkhorn Valley Bank & Trust is a locally owned, independent, community bank with a vested interest in the long term success of our local communities.  We are always working within our guiding principle of "That which is in the best interest of our customer, is in the best interest of our bank". That's what makes us unique and why we truly believe at Elkhorn Valley Bank & Trust "There is a Difference."


The original bank opened its doors to the public in 1943 as the Commercial State Bank in Hoskins, Nebraska. It soon became a strong force in Northeast Nebraska banking and would later find it necessary to expand. A loan production office was opened in 1990 in Norfolk, Nebraska. To meet the growing demands of the public, Elkhorn Valley Bank was chartered in 1993 as a full-service bank. Commercial State Bank and Elkhorn Valley Bank merged in 1997 to form what is now known as Elkhorn Valley Bank & Trust Co.

The facility located at 800 West Benjamin Avenue in Norfolk was completed in July 1997 and now serves as the headquarters for the growing institution. As the demand for more locations increased, more branches were built. In April 2000, we unveiled our new bank located at 1010 Omaha Avenue. Soon thereafter, another location opened inside the HyVee East grocery store. This location allows our clients convenience and extended business hours. To support our continued growth in Northeast Nebraska, we added a limited service branch in Pierce in October 2004 and an additional full-service branch in Norfolk at 2401 Taylor Avenue in April 2005, a branch at HyVee West in 2008. In the summer of 2012 we expanded our operations in Pierce with the construction of a new full service facility.  Most recently in February of 2015 we opened a full service branch in Wayne to better serve our customers of Wayne and its surrounding communities.